Frequently Asked Questions:

What is it?

The R.A.Z.O.R Index is a risk tolerance scoring patented methodology. We have developed a proprietary assessment process to understand your financial profile based on figuring out your risk tolerance. 

What makes the R.A.Z.O.R Index different?

Most conventional financial planning assessments tie wealth accumulation strategies and profiles to the investor’s age: They assume that the older you are, the less risk you should take. This is a good rule of thumb, but what about similarly aged people who have different risk profiles? You are very likely to have friends of the same age who compared to you seem too risky or too conservative, when it comes to their financial decisions. This is because risk isn’t just about age: it is about each individual’s peace of mind in pursuing wealth and happiness. The R.A.Z.O.R. index helps us determine where you are on that spectrum.

What do you do with the results?

We will use the test as one of the components to define the best advisory team for you, and the best investment tools for you to consider. Your answers will help us tailor financial advice and resources to your specific needs. Understanding your risk tolerance is a crucial step in achieving your financial goals. 

What do the results look like?

As the scores per se, we have placed this test among thousands of respondents of all ages, nationalities and backgrounds. Your results are compared to this database, so you will get a statement like this: “You are in the top 20 of the risk takers, which means that you take more risks than 80% of people.”

Is it a secure survey? Is my data protected?

Aside from sharing your e-mail (optional) so we may get in touch with you, none of the survey data is “personally identifiable information”, i.e. it cannot be tied back to you. We do not ask for any specific financial information from you, but rather ask you questions to better gauge your financial literacy as well as attitudinal questions towards investing and risk-taking.

Importantly, as with the rest of our cloud platforms, we use leading edge technology to keep all of your data - and ours - secure.