Learning Blog
Case studies and financial experiences that are worth sharing.
April 2025: Navigating the Stock Market’s “Elevator Down, Stairs Up” effect
In the world of investing, the adage “elevator down, stairs up” succinctly captures the stock market’s tendency to grow slowly but decline rapidly. Recent events, such as the implementation of sweeping tariffs by the U.S. government in April 2025, have reignited discussions around this phenomenon. Historically, several market downturns exemplify this pattern, each with its unique causes, declines, and recovery periods.
Invested
"Invested" is the only book written by Danielle Town, a lawyer (and at the time, a novice fearful of the world of finance), with the help of her father, Phil Town, an experienced investor and renowned American author in the financial world. The book takes us through how Danielle goes from being intimidated by the world of investments to becoming a confident investor. Each chapter focuses on a key lesson. (Note: Article in Spanish only)
Diversifying Real Estate Investments
Investment diversification is a critical strategy, and real estate is no exception. While many investors understand the importance of spreading their money across different properties and markets, a common mistake among homeowners is to concentrate all their capital in their primary residence.
About Life expectancy and retirement
Retirement income can be uncertain due to factors like changes in the retirement benefit plans, market fluctuations, and longer life expectancies. Planning for retirement requires understanding pension plans and investment options to ensure financial security.